Automotive Loans

Go ahead! Kick the tires.

Independent Federal Credit Union lovers with neighborhood dealerships to provide that you wide selection of make and models. Brand brand brand New or utilized, Independent shall help you be in the driver’s chair fast. By partnering with quality dealers, and funding with Independent; you are able to look for your car that is next or van with full confidence.

As soon as you discover the automobile that you choose, just inform your dealer “I would like to fund with Independent Federal Credit Union! ” We are going to work straight together with your dealer that will help you receive the rate that is best available* and obtain you driving down in your brand-new car right away. Every thing shall be studied proper care of through the dealership, which makes it as facile as it is possible to help you purchase the car of the aspirations.

Prices based on Credit Worthiness and susceptible to alter.

Independent Funding

Understand prior to going! Communicate with our loan specialists about Independent Financing. By working together with our Loan Department, you may be ready and confident when you shop for the next automobile. For those who have currently discovered the automobile, vehicle, van, RV, bike or watercraft of the aspirations. Then using is simple.

It’s simple. Decide to use by going to us in-branch, using online or just asking your dealer for Independent Financing. Independent Financing will be your key to Independent ownership.

Therefore, you have got done your research, kicked the tires, operate the true numbers, and possess made a decision to purchase. Get started online! Use our easy online application to use now.

Call Us

Have a relevant concern about a car Loan? Contact our professionals when you look at the loan division. Contact us today at 765-649-9271, shoot us an email at

Car Finance Prices

Product Type Term APR
Brand Brand New 2018 – 2019 60 Months 4.25%
Brand New 2018 – 2019 66 Months 4.50%
Brand Brand New 2018 – 2019 72 Months 4.75%
Brand New 2018 – 2019 75 Months 5.00%
utilized 2015 – 2017 as much as 60 Months 4.25%
utilized 2015 – 2017 Up to 66 Months 4.50%
utilized 2015 – 2017 as much as 72 Months 4.75%
Used 2014 as much as 60 Months 5.00%
utilized 2014 Up to 66 Months 5.25%
Used 2014 as much as 72 Months 5.75%
Used 2013 as much as 60 Months 5.00%
utilized 2013 as much as 66 Months 5.50%
Used 2013 as much as 72 Months 6.00%
Used 2012 as much as 48 Months 6.00%
Used 2012 as much as 60 Months 6.25%
Used 2011 as much as 48 Months 6.25%
Used 2011 as much as 60 Months 6.50%
Used 2010 Up to 3 years 6.75%
utilized 2010 as much as 48 Months 7.00%
Used 2009 as much as three years 7.75%
utilized 2008 as much as three years 9.50%
utilized 2007 as much as three years 9.75%
Classic Vehicle 20+ Years 60 Months 6.50%

Loans may be eligible for extra discounts predicated on utilization of extra solutions. All Certificate of Deposit Rates are quoted in the greatest feasible price with $10,000+ deposit and term. Automobile Loan Rates derive from automobile and candidates credit history. Home loan prices vary daily. All rates are subject to alter. Very first time home loan candidates ought to use right here. Follow this url to find out more about Home Equity type of Credit Loans. Prices effective at the time of February 2020.

Car Finance Resources

Begin your research with CARFAX car or truck Listings. Look for a car or get a CARFAX report. Already Own a motor car? Get reminders as soon as your vehicle arrives for service and check always your vehicle for safety recalls.

NADA Vehicle Guides

New and car or truck prices, specifications, images, reviews and much more. Nationwide Appraisal Guides, Inc. May be the publisher that is largest of automobile rates, information and tools for brand new and utilized cars, classic vehicles easy payday loans in North Carolina, motorcycles/powersports, boats, entertainment cars (RVs) and produced domiciles.

Searching for a motor automobile must be convenient and easy. Just Take AutoSmart for the test drive that is virtual. With Independent Federal Credit Union’s online resource that is car-buying, AutoSmart; we make finding your following vehicle easy and fast.

Auto Repos on the market

Check always straight right right back frequently to ask or bid on repossessed vehicles held by Independent Financial Credit Union

Automobile Buying Tips

Knowledge is energy and Independent Federal Credit Union desires one to ‘Know before going’ to buy an used or new vehicle. Getting our Vehicle Buying Guidelines Guide.